Gold/Silver

Long-term returns: gold & Silver delivers positive returns in good times and bad, gaining ground particularly during periods of high inflation. Diversification: gold & silver behaves differently from other assets, holding its own even when other assets such as bonds and the stock market are under pressure. Portfolio protection: gold makes portfolios less risky and helps generate higher returns.

Liquidity: the gold market is large and accessible so gold can be bought and sold with ease, even when conditions in other markets are tough.